VA Rate Lock

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Check your 2016 VA home loan eligibility here with no obligation.

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Veterans may be eligible for special loan programs.
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The VA Mortgage Loan Program

The VA loan program is popular with active duty and Veterans all across America. The VA loan program allows veterans to purchase a home with 100% financing and have no monthly mortgage insurance. For veterans who currently have a VA loan that is at a higher-than-market interest rate, they can easily take advantage of the VA streamline (aka VA IRRRL) refinance with no out of pocket closing costs required.

Most people are aware that the VA doesn't actually lend money (they work with VA approved lenders who lend the money) the VA only insures your loan so that if you default, the lender gets paid. Because VA loans are backed by the government, lenders are excited to lend money to Veterans who qualify for the VA loan program.

You can use a VA loan to buy a home, build a home and even improve a home with energy-saving features such as solar heating or cooling systems, water heaters, insulation, weather-stripping, storm windows/doors or other energy efficient improvements approved by the lender and VA.

VA Loans: How To Save The Most Money

Regardless if you are buying a home or refinancing your VA loan, you can save money by shopping multiple VA lenders. Of course, most lenders are not going to tell you that the secret to getting the best deal is to shop around - but when you shop, lenders are encouraged to offer you their best deal - and you might be surprised at how different each rate quote is for your situation. Shopping lenders is easy, free and only takes a few minutes. Get a free VA loan quote today!

VA Loan Highlights

  • No Mortgage Insurance
  • 100% Financing, No Down Payment
  • Down Payment Assistance Programs work well with VA loans
  • Low, Fixed Rates Available
  • Active or Retired VA Status Ok
  • No prepay penalty in any Arizona VA loan
  • Arizona VA loans have similar closing costs to other loans, even though they offer 100% financing
  • A one time funding fee is charged - but can be rolled into the loan
  • VA Approved Lender Network